Last Updated: May 15, 2026
Please read these Terms of Use (“Terms”) carefully before using this website, purchasing or accessing any courses, books, digital products, resources, memberships, downloads, podcast content, lectures, email communications, or other services offered by the Fundamental Investing Institute.
These Terms govern your access to and use of https://fundamentalinvestinginstitute.com, any related pages that link to these Terms, and any educational content, products, services, courses, books, resources, or communications provided by the Fundamental Investing Institute (“Fundamental Investing Institute,” “FII,” “we,” “us,” or “our”).
By accessing or using our website, purchasing or accessing our products, enrolling in a course, downloading a resource, subscribing to emails, or otherwise interacting with us, you agree to these Terms. If you do not agree, do not use the website or services.
Educational Use Only
The Fundamental Investing Institute provides educational content only.
Our website, books, courses, lectures, podcast, videos, articles, downloads, emails, and other materials are intended to help users learn about investing concepts, business analysis, financial statements, valuation, economics, entrepreneurship, and related educational topics.
Nothing on our website or in our materials should be interpreted as personalized investment advice, financial advice, legal advice, tax advice, accounting advice, or a recommendation to buy, sell, hold, or avoid any security, investment, business, product, or strategy.
No Investment, Financial, Legal, Tax, or Accounting Advice
We are not your investment adviser, financial planner, broker-dealer, attorney, accountant, tax adviser, or fiduciary.
The information we provide is general, impersonal, and educational. It is not tailored to your individual financial condition, investment objectives, risk tolerance, time horizon, tax situation, legal circumstances, or business needs.
You are solely responsible for your own investment, financial, legal, tax, accounting, and business decisions. Before making decisions, consult qualified professionals who understand your personal circumstances.
Investing involves risk. You may lose some or all of your investment. Past performance, examples, case studies, illustrations, valuation models, or historical outcomes do not guarantee future results.
No Recommendation or Solicitation
Any mention of a company, security, investment, business, market event, valuation method, financial ratio, acquisition opportunity, or strategy is provided for educational purposes only.
Nothing on our website or in our materials is a solicitation, recommendation, endorsement, or offer to buy or sell any security, investment, business, product, or service, unless explicitly stated as a product or service offered by FII.
You should conduct your own research and due diligence before making any investment or business decision.
Personal Responsibility
You agree that your use of our website, courses, books, resources, and other materials is voluntary and at your own risk.
You are responsible for:
- Evaluating the accuracy, completeness, and usefulness of any information
- Determining whether any concept, framework, or strategy is appropriate for you
- Performing independent research and due diligence
- Consulting qualified professionals when needed
- Complying with all laws, rules, and regulations that apply to you
Courses, Books, Digital Products, and Educational Materials
FII may offer courses, books, digital products, downloads, memberships, templates, worksheets, lectures, podcast content, videos, articles, and other educational materials.
Unless otherwise stated in writing, all products and materials are provided for personal, non-commercial educational use only.
You may not copy, reproduce, share, distribute, resell, sublicense, publicly display, teach from, modify, publish, upload, transmit, or create derivative works from our materials without prior written permission from FII.
Access to digital products or courses may be provided through third-party platforms. Your use of those platforms may also be governed by their own terms, policies, and privacy notices.
Accounts, Login Credentials, and Course Access
If you create an account or receive login credentials to access courses, products, or members-only materials, you are responsible for maintaining the confidentiality of your account and password.
You agree not to:
- Share your login credentials with anyone else
- Allow unauthorized access to your account
- Transfer your account or course access to another person
- Use another person’s account without permission
- Attempt to bypass access controls, payment requirements, or platform restrictions
We may suspend or terminate access if we believe your account has been shared, misused, compromised, or used in violation of these Terms.
Payments, Pricing, Refunds, and Promotions
Prices, product descriptions, course availability, promotions, discounts, bonuses, and payment terms may change at any time without notice.
All purchases are subject to the refund policy displayed at checkout, on the relevant product page, or in a separate written agreement. If no refund policy is stated, purchases are final to the maximum extent permitted by law.
Payment processing may be handled by third-party payment processors or platforms. We are not responsible for payment processor outages, declined transactions, processing errors, or third-party platform issues.
If a payment is reversed, disputed, refunded, charged back, or fails, we may suspend or terminate access to the related product, course, or service.
Subscriptions or Memberships, If Offered
If FII offers subscriptions, memberships, recurring billing, or ongoing access products, the billing terms will be disclosed at checkout or in the relevant offer.
By purchasing a subscription or membership, you authorize recurring charges according to the terms presented at the time of purchase.
You are responsible for canceling before the renewal date if you do not want to be charged again. Cancellation instructions will be provided through the checkout platform, account dashboard, or customer support process.
We may change, suspend, or discontinue subscriptions or memberships, subject to applicable law and any written terms provided at purchase.
Intellectual Property Ownership
All content on the website and in our products, including text, videos, audio, graphics, logos, frameworks, worksheets, templates, course materials, book content, lectures, podcast content, downloads, diagrams, designs, user interface elements, and other materials, is owned by or licensed to FII and protected by copyright, trademark, and other intellectual property laws.
“Fundamental Investing Institute,” “FII,” related names, logos, designs, slogans, and branding are trademarks, service marks, trade names, or protected brand assets of FII.
Nothing in these Terms grants you ownership of any FII intellectual property.
Limited License
Subject to these Terms, FII grants you a limited, revocable, non-exclusive, non-transferable license to access and use our website and purchased or free materials for your own personal, non-commercial educational use.
This license does not allow you to:
- Resell or redistribute our materials
- Share paid course or product access
- Copy or reproduce substantial portions of our content
- Use our materials to train, build, improve, or operate competing products, courses, AI systems, databases, or content libraries
- Remove copyright, trademark, or proprietary notices
- Use our brand in a way that suggests endorsement, sponsorship, or affiliation without written permission
Prohibited Uses
You agree not to use the website, products, services, or materials to:
- Violate any law, regulation, or third-party right
- Infringe FII’s intellectual property rights
- Copy, scrape, crawl, harvest, or extract content at scale without permission
- Use bots, spiders, automated tools, AI agents, or data-mining systems to collect content without permission
- Share, leak, upload, or distribute paid materials
- Circumvent paywalls, login systems, access controls, or security measures
- Interfere with website security, availability, or performance
- Upload malicious code, viruses, malware, or harmful files
- Impersonate another person or entity
- Misrepresent your affiliation with FII
- Use the website or materials for fraudulent, misleading, abusive, or unlawful purposes
- Use FII content to create a competing course, product, book, subscription, database, or service
User Content, Comments, Reviews, and Submissions
If you submit comments, reviews, testimonials, messages, feedback, suggestions, questions, or other content to us or through the website (“User Content”), you represent that you have the right to submit that content and that it does not violate the rights of any third party.
You grant FII a worldwide, royalty-free, perpetual, irrevocable, transferable license to use, reproduce, edit, display, publish, distribute, and create derivative works from User Content for business, educational, marketing, testimonial, support, and operational purposes, unless prohibited by law.
We may moderate, remove, or refuse User Content at our discretion.
Do not submit confidential, sensitive, proprietary, or personal financial information through comments, contact forms, or public areas of the website.
Testimonials, Examples, and Results
Testimonials, examples, case studies, model outputs, valuation examples, financial illustrations, business examples, or user experiences are not guarantees that you will achieve similar results.
Educational examples may use simplified assumptions and may not reflect all risks, costs, tax consequences, market conditions, business factors, or personal circumstances.
Your results will depend on your knowledge, effort, experience, financial condition, risk tolerance, market conditions, and other factors outside our control.
Accuracy and Availability of Information
We strive to provide useful and accurate educational content, but we do not guarantee that all information is complete, current, accurate, or error-free.
Financial data, company information, market information, laws, regulations, tax rules, platform features, product availability, and pricing can change.
We may update, modify, remove, replace, suspend, or discontinue any content, product, service, course, feature, or resource at any time without notice.
Third-Party Links, Platforms, and Embedded Content
Our website may link to or embed third-party websites, course platforms, payment processors, podcast players, video platforms, social media platforms, booksellers, analytics tools, or other services.
We do not control and are not responsible for third-party content, policies, practices, availability, security, accuracy, or transactions.
Your use of third-party services is governed by their own terms and privacy policies.
Affiliate Links, Sponsorships, and Relationships
Some links, recommendations, promotions, or product mentions may be affiliate links or paid relationships. If applicable, FII may receive compensation when you click a link, purchase a product, or use a service.
We aim to disclose affiliate or sponsored relationships where required by law.
Affiliate compensation does not create personalized investment advice or a fiduciary relationship.
Communications Consent
By submitting your email address, enrolling in a course, downloading a resource, purchasing a product, or contacting us, you agree that FII may send you transactional, administrative, educational, and promotional communications.
You may unsubscribe from marketing emails using the unsubscribe link provided in those emails. We may still send non-marketing messages related to purchases, accounts, course access, legal notices, support, or security.
Privacy
Your use of the website and services is also governed by our Privacy Policy, which explains how we collect, use, disclose, and protect personal information.
Please review our Privacy Policy here:
No Warranties
THE WEBSITE, COURSES, BOOKS, PRODUCTS, SERVICES, RESOURCES, DOWNLOADS, CONTENT, AND MATERIALS ARE PROVIDED “AS IS” AND “AS AVAILABLE.”
TO THE MAXIMUM EXTENT PERMITTED BY LAW, FII DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, COMPLETENESS, AVAILABILITY, SECURITY, AND RELIABILITY.
WE DO NOT WARRANT THAT THE WEBSITE OR SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, FREE OF VIRUSES, OR THAT DEFECTS WILL BE CORRECTED.
Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, FII AND ITS OWNERS, OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AFFILIATES, AGENTS, LICENSORS, SERVICE PROVIDERS, AND REPRESENTATIVES WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE, OR SIMILAR DAMAGES, INCLUDING LOST PROFITS, LOST REVENUE, LOST DATA, LOST BUSINESS OPPORTUNITY, INVESTMENT LOSSES, TRADING LOSSES, BUSINESS LOSSES, OR OTHER DAMAGES ARISING FROM OR RELATED TO YOUR USE OF OR INABILITY TO USE THE WEBSITE, SERVICES, PRODUCTS, COURSES, BOOKS, OR MATERIALS.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, FII’S TOTAL LIABILITY FOR ANY CLAIM ARISING FROM OR RELATED TO THESE TERMS, THE WEBSITE, SERVICES, PRODUCTS, COURSES, BOOKS, OR MATERIALS WILL NOT EXCEED THE GREATER OF: (A) THE AMOUNT YOU PAID TO FII FOR THE SPECIFIC PRODUCT OR SERVICE GIVING RISE TO THE CLAIM DURING THE THREE MONTHS BEFORE THE CLAIM AROSE; OR (B) $100.
SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS OF LIABILITY, SO SOME OF THESE LIMITATIONS MAY NOT APPLY TO YOU.
Indemnification
You agree to defend, indemnify, and hold harmless FII and its owners, officers, directors, employees, contractors, affiliates, agents, licensors, service providers, and representatives from and against any claims, damages, losses, liabilities, costs, and expenses, including reasonable attorneys’ fees, arising from or related to:
- Your use of the website, products, services, courses, books, or materials
- Your violation of these Terms
- Your violation of any law or third-party right
- Your User Content or submissions
- Your investment, financial, legal, tax, accounting, or business decisions
- Your misuse or unauthorized distribution of FII materials
Termination
We may suspend, restrict, or terminate your access to the website, courses, products, services, email list, or materials at any time if we believe you have violated these Terms, misused our content, shared account access, engaged in fraud, created security risk, or otherwise harmed FII, our users, or our business.
Termination does not limit any other rights or remedies available to FII.
Copyright Complaints and DMCA
If you believe content on our website infringes your copyright, you may send a notice under the Digital Millennium Copyright Act (“DMCA”) to our designated contact.
Please include:
- Your name and contact information
- A description of the copyrighted work
- The URL or location of the allegedly infringing material
- A statement that you have a good-faith belief the use is not authorized
- A statement that the information in your notice is accurate
- Your physical or electronic signature
Send copyright notices to:
Email: contact@fundamentalinvestinginstitute.com
We may remove or disable access to allegedly infringing content and may terminate repeat infringers where appropriate.
Governing Law and Venue
These Terms are governed by the laws of the State of Florida and the laws of the United States, without regard to conflict-of-law principles.
To the maximum extent permitted by law, any dispute arising from or related to these Terms, the website, products, services, courses, books, or materials will be brought exclusively in the state or federal courts located in Lee County, Florida, and you consent to the personal jurisdiction and venue of those courts.
Changes to These Terms
We may update these Terms from time to time. When we make changes, we will update the “Last Updated” date at the top of this page.
Your continued use of the website, products, services, courses, books, or materials after changes are posted means you accept the updated Terms.
Severability
If any provision of these Terms is found to be unlawful, invalid, or unenforceable, that provision will be enforced to the maximum extent permitted by law, and the remaining provisions will remain in full force and effect.
Entire Agreement
These Terms, together with our Privacy Policy and any additional written terms provided at checkout or in connection with a specific product or service, constitute the entire agreement between you and FII regarding your use of the website, products, services, courses, books, and materials.
Contact Us
If you have questions about these Terms, contact us at:
Fundamental Investing Institute
Website: https://fundamentalinvestinginstitute.com
Contact Page: https://fundamentalinvestinginstitute.com/contact/
Email: contact@fundamentalinvestinginstitute.com