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Terms of Use

PLEASE READ THESE TERMS AND CONDITIONS (“TERMS”) CAREFULLY BEFORE USING THIS WEBSITE (“WEBSITE”).

The Website and all information submitted, transmitted or used in connection with the Website is located and shall for all purposes be deemed to be located and used exclusively within and sent or transmitted exclusively to the United States of America. If you do not agree to all of the terms, conditions, and practices set forth below, do not access the Website or any of its pages. Use of the Website or any of its functions other than to view these Terms for the first time is an acceptance of the terms, conditions, and practices described in these Terms.

WE RESERVE THE RIGHT TO CHANGE THESE TERMS AT ANY TIME FOR ANY REASON. WE SUGGEST THAT YOU REVIEW THESE TERMS PERIODICALLY FOR CHANGES. SUCH CHANGES SHALL BE EFFECTIVE IMMEDIATELY UPON POSTING. YOU ACKNOWLEDGE THAT BY ACCESSING OUR WEBSITE AFTER WE HAVE POSTED CHANGES TO THESE TERMS, YOU ARE AGREEING TO THESE TERMS AS MODIFIED.

NOT INVESTMENT ADVICE OR SERVICES

The information provided on the Website and by its writers is for informational and educational purposes only. The information on the Website constitutes the writer’s own opinions. None of the information contained on the Website constitutes a recommendation that any particular security, portfolio of securities, transaction, business strategy, or investment strategy is suitable for any specific person. You understand that the Website is not advising, and will not advise you personally, concerning the nature, potential, value, or suitability of any particular security, portfolio of securities, transaction, investment strategy or other matter. To the extent any of the information contained on the Website may be deemed to be investment advice, such information is impersonal and not tailored to the investment needs of any specific person.

From time to time, the Website, its writers, or its affiliates may hold positions or other interests in securities mentioned on the Website and may trade for their own account(s) based on the information presented. The writers or affiliates may also take positions inconsistent with the views expressed in its messages on the Website.

Investing in the investments discussed on the Website may be risky and speculative. The applicable companies may have limited operating histories, little available public information, and the stocks they issue may be volatile and illiquid. Trading in such securities can result in immediate and substantial losses of the capital invested.

NO LEGAL ADVICE OR SERVICES

The information provided on the Website and by its writers shall not constitute legal advice or services and is for informational and educational purposes only. Any legal information provided on the Website, even by a licensed attorney, is impersonal and not tailored to a specific person. You should consult a licensed attorney in your state for legal advice and services.

COPYRIGHT

Copyright in all information, materials and other content contained in this web site is owned by the Fundamental Investing Institute (“FII”) unless otherwise indicated, and is protected by US and international copyright laws and treaties. FII expressly prohibits the dissemination, reproduction or transmission of such information, materials and other content.

DISCLAIMERS

The information, materials, and products and services available on or through this Website (the “Information and Services”) are current at the time of writing and are subject to change. No solicitation is made by FII to any person to use any Information or Services in any jurisdiction where the provision of such Information or Services is prohibited by law.

FII does not attempt to furnish personalized investment advice or services through this publication. Consult an investment professional before acting on any information contained herein. To the maximum extent permitted by law, FII disclaims any and all liability in the event any information, analysis, opinions and/or recommendations on this Website prove to be inaccurate, incomplete or unreliable, or result in any investment or other losses.

Nothing contained on this Website constitutes tax, legal, insurance or investment advice, nor is it intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law. Decisions based on information contained on this Website are the sole responsibility of the visitor. In exchange for using this Website, the visitor agrees to indemnify and hold FII, its officers, managers, employees, affiliates, agents, licensors and suppliers harmless against any and all claims, losses, liability, costs and expenses (including but not limited to attorneys’ fees) arising from your use of this Website, from your violation of these Terms or from any decisions that you make based on such information.

The fact that FII has made the Information and Services provided on this Website available to you constitutes neither a recommendation that you enter into a particular transaction nor a representation that any product or service described on this Website is suitable or appropriate for you. Many of the investments described on this Website involve significant risks, and you should not enter into any transactions unless you fully understand all such risks and have independently determined that such transactions are appropriate for you. Any discussion of the risks contained herein with respect to any product or service should not be considered to be a disclosure of all risks or a complete discussion of the risks which are mentioned.

NO WARRANTY

ALL INFORMATION AND SERVICES ARE PROVIDED “AS IS”, AND FII MAKES NO WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, AS TO NON-INFRINGEMENT OF THIRD-PARTY RIGHTS, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE. FURTHERMORE, FII DOES NOT WARRANT, EITHER EXPRESSLY OR IMPLICITLY, THE ACCURACY OR COMPLETENESS OF THE INFORMATION, TEXT, GRAPHICS, LINKS OR OTHER ITEMS CONTAINED ON THIS WEBSITE AND DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THIS WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT THE WEBSITE WILL BE SECURE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE WEBSITE WILL BE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. FII EXPRESSLY DISCLAIMS ALL LIABILITY FOR ERRORS AND OMISSIONS IN THE MATERIALS ON THIS WEBSITE AND FOR THE USE OR INTERPRETATION BY OTHERS OF INFORMATION CONTAINED ON THE WEBSITE.

LIMITATION OF LIABILITY

FII is not liable for any damages, losses or liabilities including without limitation, direct or indirect, special incidental, consequential damages, losses or liabilities, in connection with your use of this Website or your reliance on or use or inability to use the Information and Services, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if FII is advised of the possibility of such damages, losses or expenses. FII has no responsibility to inform you of any difficulties experienced by FII or third parties with respect to the use of the Information and Services or to take any action in connection therewith.

OWNERSHIP OF INTELLECTUAL PROPERTY

The content contained on this Website is owned or licensed by FII or its third-party information providers, and you may use such content only for personal, non-commercial use. You may not copy, distribute, modify, post, frame or deep link this Website, including any text, graphics, video, audio, software code, user interface design or logos. You may download content displayed on this Website for your personal, non-commercial use as long as you retain all copyright and other ownership designations associated with the materials.

Nothing contained on this Website should be construed as granting any license or right to use any trademark or service mark displayed on this Website without the express written permission of the owner of such trademark or service mark. Your use of the trademarks displayed on this Website, except as provided herein, is strictly prohibited.

HYPERLINKS

Your use of the hyperlinks on this web site to other Internet web sites is at your own risk. FII is not responsible for the content or accuracy of third-party web sites hyperlinked from this web site, nor does it guarantee the products or services offered on third-party web sites. You should review the privacy statements of a web site before you provide any personal or confidential information.

TRANSMISSION OF INFORMATION

As a result of high Internet traffic, transmission problems, systems capacity limitations, and other problems, you may, at times, experience difficulty accessing the Website or communicating with FII through the Internet or other electronic and wireless services. Any computer system or other electronic device can experience unanticipated outages or slowdowns, or have capacity limitations. Electronic communications can be intercepted by third parties and, accordingly, transmissions to and from this Website may not be secure.

NO DUTY TO INQUIRE

You agree that FII is not under any duty to inquire or assume responsibility as to the authenticity or propriety of any instructions given by you to FII. FII will not be liable for any loss, cost, expense, or other liability when following any instructions that FII reasonably believes to be genuine.

PRIVACY POLICY

Your use of the Website and our website is subject to our Privacy Policy. Please review the Privacy Policy for more information about how we collect and use personal information.

USE OF INFORMATION AND SERVICES

You are permitted to use the Information and Services only for your own personal, non-commercial use. Unless otherwise authorized by FII in writing, you may not:

  • Use this Website in any manner that could damage or overburden any FII server, or any network connected to any FII server.
  • Use this Website in any manner that would interfere with another party’s use of the Website.
  • Include the term “Fundamental Investing Institute” or any FII trademark or executive’s name, or any variation of the foregoing, as a meta-tag or hidden textual element.
  • Use this Website or the Information and Services in any manner that could create impression of affiliation or endorsement by FII.

TERMINATION

FII may discontinue your use of the Information and Services at any time, for any reason or no reason. Any unauthorized use of this Information or Services shall result in automatic termination of your permission to use of the Information and Services.

GOVERNING LAW AND JURISDICTION

By using the Website, you consent to the exclusive application of the laws of the State of Florida and the United States of America to your access and use of the Website; and further, you waive application of the laws of any other jurisdiction to your use of the Website. Any dispute relating in any way to your use of the Website, the submission or use of any information in connection with the Website, or these Terms shall be subject to the exclusive jurisdiction and venue of the courts located in Lee County, Florida, USA.

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